Split-Dollar life insurance has existed for more than forty years and is usually only available to senior managers and other highly compensated employees, which is why it was coined “golden handcuffs.” The regulatory landscape of the past decade has been a mixed blessing for various split-dollar planning techniques. Discover how split-dollar life insurance arrangements differ from traditional whole life policies. This class walks you through the two methods of ownership and the three things to keep in mind when deciding if this life insurance option is best for your client.

Class highlights include:

• The Two Methods of Policy Ownership


• Cash Values and Death Benefits


• Economic Benefit Regime


• Risks Associated with Split-Dollar Life Insurance


• How Split-Dollar Policies are Classified for ERISA


• Taxation of Split-Dollar Life Insurance


• Types of Split-Dollar Loans


• Estate Preservation Split-Dollar Options


• Approved for 2 Hours of Elective Continuing Education