The work-at-home business owner has transformed the face of business and they need to secure adequate business insurance to protect themselves, their investment, their employees, and their bottom line. This continuing education class reviews the exposures that are unique to home-based businesses, evaluates which of these exposures are not covered under an unendorsed homeowners policy and provides an understanding of other coverage options that are available. Actual court cases are reviewed and coverage determinations are explained.

Class highlights include:

• The Growth in Home Based Businesses and Their Unique Exposures


• Homeowners Policy Review - Coverages, Definitions, Exclusions


• The Definition of "Business Pursuits" and How it is Interpreted by the Courts


• Home Based Business Endorsements to the Homeowners Policy


• Business Personal Property Exposures and Special Limits of Coverage


• In-Home Business Policy


• Business Owners Policy ("BOP")


• The Development of Common Law With Actual Court Cases


• Approved for 3 Hours of Elective Continuing Education