Consumer-driven health plans ("CDHP") are the fastest growing form of health coverage in the United States and have surpassed health maintenance organizations ("HMOs") to become the second most common plan design. The shift to CDHP’s has come with much debate and skepticism. This class covers the advantages and disadvantages of these plans and why consumers are embracing them to keep health care costs down. Detailed examples are added for emphasis and understanding.

Class highlights include:

• Are Employees Ready for Consumer-Driven Heath Care?


• Types of Health Reimbursement Accounts (HRA’s)


• Health Savings Accounts


• The Impact of The Affordable Care Act


• Individualized and Personalized Health Care Options


• High Deductible Plans


• Consumerism: Moving from “Supply Control” to “Demand Control”


• Opportunity for Long-Term Savings


• Approved for 3 Hours of Elective Continuing Education