This course is approved for 8 Hours of Elective Continuing Education. This class meets the one-time, 8 hour requirement for a training course established by the NAIC Long-Term Insurance Model Act.

Every day more than 10,000 people in the United States will turn 65 and the likelihood of chronic illness increases with age. The long-term care industry is currently shrinking; premiums are soaring and there is no fix in sight. Insurers understand how fast medical cost will rise, and how many seniors will actually use or lose their benefits. Discover why long-term care insurance ("LTC") is important and the risk factors associated with this line of coverage. For added emphasis, a must have guide to obtaining Long-Term Care Services and Facilities is included. An explanation of potential resources to help agents identify ways consumers can pay for premiums rounds out this course program.

Class highlights include:

• Marital/Domestic Partner Status


• Home Health Care Options


• Adult Day Care


• Hospice Services


• Residential Care Facilities for the Elderly


• Continuing Care Retirement Communities


• Federal Legislation - HIPPA


• The Pension Protection Act of 2006


• The NAIC Model Long-Term Care Insurance Act