It’s not going to be your parents' retirement system with a gold watch. Unfortunately, many Americans haven’t come to terms with the economic realities of retirement. This class reviews how the social security system works, the effects of working while receiving social security benefits, how workers’ compensation and other disability payments may affect benefits and options for spousal benefits before full retirement age. Sample calculations are provided for added emphasis and understanding.

Class highlights include:

• How Social Security Benefits are Calculated


• Life Expectancy Tables


• Supplemental Security Income (“SSI”)


• Taxes


• Calculating Surviving Spouse Benefits


• Social Decurity Retirement and Disability Benefits


• Cost of Living Adjustments - Consumer Price Index ("CPI") Compared to Chained CPI


• Social Security and Fraud


• Approved for 5 Hours of Elective Continuing Education