Employment Practices Insurance
FL117177 - 5 Hours
This course explains Employment Practices Liability coverages, policy provisions, and exclusions and includes court cases with coverage determinations.






Employment Practices Liability insurance is a necessity for companies of all sizes. This course reviews the statutory and regulatory requirements related to employee practices and explains the coverages, exclusions and policy provisions that are available for these types of loss exposures. Understand which employees are considered members of a protected class, and how it impacts the responsibilities of the employer. Review the "employment at will doctrine" and how the erosion of this doctrine has impacted employers' liability. Examine actual court cases that have interpreted the coverage provided by EPL insurance and understand the development of common law as it relates to coverage interpretations.

Class highlights include:

  • Workers Comp and CGL Policy Provisions

  • Equal Employment Opportunity Commission ("EEOC") Complaints

  • Definition of a Claim

  • The Duty to Defend

  • Tangible Damages

  • The Intentional Acts and Prior Knowledge Exclusions

  • Bodily Injury and Emotional Distress

  • The Americans with Disabilities Act of 1990

  • The Employment Non-Discrimination Act ("ENDA")

  • Approved for 5 Hours of Elective Continuing Education