Employment Practices Insurance
FL117177 - 5 Hours
This class provides adjusters with an understanding of Employment Practices Liability exposures and how courts have interpreted coverage for these claims.





Due to the number of lawsuits filed by employees against their employers, Employment Practices Liability insurance has become a standard risk management practice for many companies. This class reviews the various state and federal statutes that have impacted the need for this coverage. Understand which employees are considered members of a protected class. Review the erosion of the "employment at will doctrine" and the resulting impact to employers' liability. Examine court cases that have interpreted insurance coverage for employment practices claims.

Class highlights include:

  • CGL Policy Provisions

  • Claims Made Policies

  • Exclusions

  • The Duty to Defend

  • Tangible Damages

  • The Intentional Acts Exclusion

  • Bodily Injury and Emotional Distress

  • Coverage Triggers

  • Whether "damages" must be sought

  • Approved for 5 Hours of Elective Continuing Education