Home Based Business Coverage
FL117073 - 3 Hours
This CE class explains the unique home based business exposures, the lack of coverage under an unendorsed homeowners policy, and the available coverage options.





Most of America's home-based businesses are vulnerable to significant financial losses because they do not have the proper business insurance coverage. This continuing education course evaluates home based business exposures and the best way to cover these exposures. Exclusions in the homeowners insurance policy are explained and coverage options including endorsements to the homeowners policy, In-Home Business Policies and Business Owners Policies (“BOP”) are reviewed.

Class highlights include:

  • Home Based Business Exposures

  • Homeowners Policy Provisions - Definitions, Exclusions and Special Limits

  • Business Pursuits Exclusion - Continuity and Profit Motive

  • Home Based Business Endorsements to the Homeowners Policy

  • Business Personal Property Exposures

  • In-Home Business Policy

  • Business Owners Policy ("BOP")

  • Court Cases and Coverage Determinations

  • Approved for 3 Hours of Elective Continuing Education