Liquor Liability Insurance
FL115212 - 6 Hours
This CE class examines liquor liability legislation and common law, explains the insurance coverages for liquor liability, and reviews actual court cases.





This continuing education course reviews the history of liquor liability and why it has become a pressing social issue. The facts about alcohol are explained and state dram shop statutes are reviewed. Adjusters will gain an understanding of the 2013 revisions to the Liquor Liability Exclusion and how the courts have determined coverage, liability for serving minors or intoxicated persons, host liquor situations and negligence per se. The development of common law is examined for additional insight.

Class highlights include:

  • The National Minimum Drinking Age Act

  • The Facts About Alcohol

  • Commercial General Liability (CGL) Policy Provisions

  • Negligence Per Se

  • Federal Incentives for Increasing the Legal Age Limits

  • Host Liquor Liability Issues

  • No Common Law Cause of Action

  • Dram Shop Statutes

  • Steps an Establishment Can Take to Reduce Legal Liability

  • Approved for 6 Hours of Elective Continuing Education