Insurers are statutorily required to offer Ordinance or Law coverage to homeowners; learn why this coverage is required and how the Valued Policy Law impacts coverage determinations. Understand why the continual changes to the Building Code and Florida's exposure to hurricanes make this coverage a necessity for most policyholders. Examine coverage conditions and exclusions through the review of policy language. Court cases and examples are provided for emphasis and understanding.

Class highlights include:

• The Strengthening of the Florida Building Code


• Zoning and Land Use Ordinances; Energy Efficiency Requirements


• Impact of The Americans with Disabilities Act (“ADA”)


• Residential, Commercial and Business Income Exposures


• Coverage Triggers and Valued Property Laws


• Florida Statutory Requirements


• Coverage for Loss to the Undamaged Portion of the Building and Increased Costs of Construction


• Timeline Exclusions and Covered Peril Exclusions


• Approved for 3 Hours of Elective Continuing Education