Personal Lines Cases and Coverages
FL116111 - 4 Hours
This continuing education class provides claim adjusters with an understanding of personal lines coverage issues related to homeowners and automobile insurance.






This continuing education class provides insurance adjusters with an understanding of coverage interpretations in connection with often disputed coverages for automobile and homeowners policies. Hot topics such as coverage for phantom vehicles, intentional acts with unexpected results, and drive-by shootings are explored. Policy language is reviewed for potential coverage issues and actual court cases are cited with the common law interpretations of coverage.

Class highlights include:

  • Test Your Knowledge of Uninsured Motorist Coverage

  • Phantom Vehicles and Hit and Runs

  • How "Arising Out Of the Ownership, Maintenance or Use" of a Vehicle is Interpreted

  • Swerve and Run Fraud Claims

  • Drive-By Shootings

  • Intentional Acts with Unintended Consequences

  • Learn What "Occupying" a Vehicle Really Means

  • Definition of Family Members, Resident and Household

  • Approved for 4 Hours of Elective Continuing Education




<br> </p> <p> Class highlights include:</p>]
  • Triggers for Uninsured or Underinsured Motorist Coverage

  • Coverage Issues for Phantom Vehicles and Hit and Runs

  • What Does "Arising Out Of the Ownership, Maintenance or Use" of a Vehicle Really Mean?

  • Swerve and Run Claims and the Potential for Moral Hazard

  • Is a Drive-By Shooting Considered an "Accident"?

  • Application of the Intentional Acts Exclusion

  • Examine the Definition of "Occupying" a Vehicle

  • Definition of Family Members, Resident and Household

  • Approved for 4 Hours of Elective Continuing Education