This continuing education class explains the differences between named insureds, extended insureds, additional insureds and automatic insureds. The rights and responsibilities for each of these types of insureds is reviewed and court cases are included to illustrate how this impacts coverage determinations. Common issues including trade names, executive officers, illusory coverage, other insurance, completed operations, deductibles and policy representations are examined.

Class highlights include:

• The Difference Between Named Insureds, Automatic Insureds and Additional Insureds


• Executive Officers and Coverage Issues


• Duties in the Event of an Occurrence, Claim or Suit


• Cancellations and Non-Renewal


• Individuals, Trade Names and Corporations


• Payment/Reimbursement of Deductible


• How Self Insurance Impacts Other Insurance Coverage


• Other Insurance Clauses - Primary, Excess, Pro-Rata and Escape Clauses


• Approved for 5 Hours of Elective Continuing Education